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2024考研英语同源外刊1月:英国房价也撑不住了

UK house prices set to fall in 2024, say experts
专家表示，2024年英国房价将大跌

House prices in the United Kingdom will fall by 5 percent during 2024, according to industry experts UK Finance.
据英国金融行业专家称，2024年英国房价将下跌5%。

The trade association, which represents more than 300 companies in the banking and financial services sector, said the fall will be down to reduced demand, with the country's stagnant economy and its unreliable employment market denting confidence and dissuading many people from buying a first home or moving to a larger property.
该行业协会代表着银行和金融服务业的300多家公司，它表示，需求减少将导致房价下跌，因为该国经济停滞不前，就业市场不稳定，打击了人们的信心，使许多人不敢购买第一套住房或搬到更大的房产。

UK Finance said it also expects rents to rise, by around 5 to 6 percent, which will swallow up more renters' income and make it harder for them to save the deposit needed to buy a home.
英国金融公司表示，租金预计将上涨约5%至6%，这将吞噬更多租房者的收入，并使他们更难攒下买房所需的存款。

UK Finance said mortgages are likely to continue to be expensive during 2024, with the UK's central bank, the Bank of England, set to keep its main interest rate high in the fight against inflation. It said, with demand down, the amount of money lent for house purchases will fall by 8 percent.
英国金融公司表示，2024年抵押贷款可能会保持高价，英国央行英格兰银行将保持其高利率以对抗通胀。它说，随着需求的下降，用于购房的贷款额将下降8%。

Nationwide, which is one of the UK's main mortgage lenders, said it too expects 2024 to be a subdued year for property sales.
英国主要抵押贷款机构之一 Nationwide 表示，2024年预计将是房地产销售低迷的一年。

"If the economy remains sluggish and mortgage rates moderate only gradually, as we expect, house prices are likely to record another small decline or remain broadly flat over the course of 2024," Robert Gardner, the company's chief economist, told the BBC.
该公司首席经济学家罗伯特·加德纳对英国广播公司表示：“如果经济仍然低迷，抵押贷款利率像我们预期的那样只是逐渐放缓，房价可能会在2024年再次小幅下跌或基本持平。”

The Office for Budget Responsibility, which is the UK government's official forecaster, has said it expects house prices to drop by almost 5 percent during 2024.
英国政府的官方预测机构预算责任办公室表示，预计2024年房价将下降近5%。

The Financial Times newspaper said more expensive mortgages will mean the number of first-time buyers in the UK will hit a 10-year low this year and continue to be low during 2024, with many young renters turning to the "Bank of Mum and Dad", or parental loans, as a result.
英国《金融时报》称，更昂贵的抵押贷款将意味着英国首次购房者的数量今年将达到10年来的最低点，并在2024年继续保持低位，许多年轻的租房者将转向父母借款。

Lucian Cook, head of residential research at estate agency Savills, told the paper: "It's not just about the numbers who are buying. It's about who is buying, and the social consequences of who is able to buy."
房地产中介第一太平戴维斯的住宅研究主管卢西恩·库克对该报表示：“这不仅仅是买房人数的问题，这是关于谁在购买，以及谁有能力购买的社会后果。”

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