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      考研英语水平的进步，不仅要记单词，还需要阅读外语文献等资料。接下来，小编为2024考研者们，整理出——2024考研英语同源外刊9月:财富经理职业，供考生参考。

2024考研英语同源外刊9月:财富经理职业

The uber-rich hire all kinds of people to make their lives easier. Landscapers maintain gardens, housekeepers tidy homes, nannies raise children. Yet perhaps no role is as important as that of the wealth manager, who is hired to protect capital. These advisers are scattered across the globe in cities such as Geneva and New York, and are employed as fiduciaries, meaning they are required to act in the interest of their clients. As such, they become privy to the intimate lives of the rich and famous, who must expose their secrets so that advice may be offered on, say, the inheritance of a child born of an extramarital affair.

富豪雇佣各种各样的人来让他们的生活更轻松。园艺师维护花园，管家整理房屋，保姆抚养孩子。然而，也许没有哪个角色比财富经理更重要，他们被雇来保护资本。这些顾问分散在全球各地的日内瓦和纽约等城市，并被聘为受托人，这意味着他们必须为客户的利益行事。因此，他们对富人和名人的私密生活了如指掌，这些富人和名人必须向顾问们揭露自己的秘密，以便就婚外情所生孩子的遗产等问题提供建议。

Advisers also help families allocate investments, stash cash in boltholes, minimise tax bills, plan for retirement, arrange to pass down their vast wealth and follow unusual wishes. A Singapore-based manager recalls being told to invest a “double-digit” percentage of a family’s wealth in “bloodstock horses”—steeds bred especially for racing—a term he hurriedly looked up after the meeting.

顾问还帮助家庭分配投资，把现金藏在避难所，较大限度地减少税单，为退休做计划，安排把他们的巨额财富传下去，并遵循不寻常的愿望。一位驻新加坡的经理回忆说，他被告知要将家族财富的“两位数”比例投资于“纯种马”，这是一种专为赛马而培育的战马，会后他匆忙查阅了这个术语。

For decades, wealth management was a niche service, looked down upon by the rest of finance. Now it is the most attractive business in the industry. Capital and liquidity requirements set after the global financial crisis of 2007-09 have made running balance-sheet-heavy businesses, such as lending or trading, difficult and expensive. By comparison, doling out wealth advice requires almost no capital. Margins for firms that achieve scale are typically around 25%. Clients stick around, meaning that revenues are predictable.

几十年来，财富管理一直是一项小众服务，被金融界的其他人瞧不起。现在是行业内较有吸引力的业务。2007-09年全球金融危机后制定的资本和流动性要求，使得经营贷款或交易等以资产负债表为主的业务变得困难和昂贵。相比之下，提供理财建议几乎不需要资金。实现规模的公司的利润率通常在25%左右。客户留下来，意味着收入是可预测的。

 

单词：

uber-/ˈuːbər/ adj. 超级的;极其的;

landscaper /ˈlændˌskeɪpə/ n. 庭园设计家;

housekeeper /ˈhaʊskiːpər/ n. 女管家;主妇;

tidy /ˈtaɪdi/ vt. 使整洁，整理;

nanny /ˈnæni/ n. 保姆;

capital /ˈkæpɪt(ə)l/ n. 资本，资金;

scatter /ˈskætər/ vt. 撒，播撒;(使)散开，(使)散布在各处;

Geneva /dʒəˈniːvə/ n. 日内瓦(瑞士西南部城市);

fiduciary /fɪˈdjuːʃəriˌfɪˈduːʃieri/ n. (尤指财产)受信托人(或公司);

privy /ˈprɪvi/ adj. 私人的;不公开的;秘密参与的;

intimate /ˈɪntɪmət/ adj. 亲密的;个人的，隐私的;

inheritance /ɪnˈherɪtəns/ n. 继承物，遗产;

      综上是“2024考研英语同源外刊9月:财富经理职业”，希望对备战2024考研考生们有所帮助!让我们乘风破浪，终抵彼岸，考研加油!

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